6 Tips for Traveling with Credit Cards

travel credit card

These days, nearly everything is paid with credit cards – which is why they’re great for when you travel. However, there are some things to keep in mind, like transaction fees, travel perks, and more. Here are some tips from our PHL Airport parking staff:

Don’t pass up the perks

Many people don’t know that some credit cards offer them travel perks like waived baggage fees, priority boarding, airport lounge access, and more. Before you set out on your vacation, look into the details of each of your credit cards – you may be able to save some money (or simply enjoy a nice benefit).

Check transaction fees

If you’re traveling overseas, you may get hit with foreign transaction fees. Credit cards usually charge 1%-3% for each foreign transaction you make. Some cards, however, boast no transaction fees, so make sure you look into this detail on all of your cards before you choose one to bring with you.

Alert your company

If you’re headed somewhere outside of the U.S., let your credit card company know – the last thing you want is for the company to think your card has been stolen and put a hold or a cancellation on it. Telling them is easy – simply call or go online and tell them the dates you’ll be gone and location you’re going to.

Bring more than one

Not all credit cards are accepted at all places, so bring more than one with you (it especially helps if you have a VISA and a MasterCard, or a MasterCard and an American Express, etc.). It also helps to have a back-up card, in case you lose the first one or something goes wrong with it.

Triple-check your limits

Before you set off, make sure you know exactly what your dollar limit is for each credit card. Even if it’s high, it’s always good to know in case of an emergency where you have to use your card (say, to buy plane tickets because you missed your flight and yours were non-refundable).

Always carry cash

Though credit cards are great for when you travel, it never hurts to carry some cash (preferably in a concealed pocket or your sock for safekeeping). This way, if you stumble into a situation where plastic isn’t accepted, you’ll be covered.